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BioSig-ID™ and Click-ID™ have applications for use in multiple online applications.
Identity theft and the resulting identity fraud generate over $50 Billion in personal and institutional losses each year. Our solutions help to stop this abuse of a person's identity.
On-line banking. Authenticate the physical user. Consumers are too frightened to conduct online banking. Existing security solutions do nothing to ensure that the "real user" is the accessing their bank account. BioSig-ID and Click-ID changes all this and restores confidence back to the consumer and to the bank.
On-line learning. Distance learning are other areas where BioSig-ID™ or even Click-ID™ can be used. Students sign-in before they access their curriculum to verify their identity. Once verified, they are allowed access into their course. During the learning session, students may be asked to sign in several times to continuously verify they are the student completing the course work. Substance abuse patient, nurses or counselors can also use the same system to authenticate/verify who is completing the course work.
On-line Commerce. Consumers are too afraid to purchase online. Over 55% of online users are infected with spyware. These Trojans and key loggers are programmed to pick up all your PINS, passwords and personal account information. Most banks only offer an anti-phishing solution but do not authenticate "who" is accessing the account. Banks and financial institutions have to offer more and BioSig-ID and Click-ID can make a positive identification of the user Online from any PC, anywhere, anytime. Security can then be assured for both consumer and bank as only registered users who authenticate themselves are allowed to access the bank accounts.
On-Line Social Networks. Are ideal candidates for Click-ID or BioSig-ID solutions to ensure who you are talking with, verify their age and identity.
On-Line Gaming. Online casinos also fall victim to identity fraud and our solutions authenticate/verify the physical user to stop mis-representation of identity and loss of revenues.
Third-party authentication. Sales reps, real estate agents or other contractors in the field can use portable PDA's, PDA/phones or a tablet pc to have a client sign for services rendered using BioSig-ID™. Contracts or other activities that require an authenticated signature to complete a transaction can be completed at the point of service.
A client would be asked to sign 3 times to create a profile. Once in the system they can sign documents making them legal tender. Clients can be physically in the store (e.g. grocery store, retail store, pharmacy) or BioSig-ID™ can be used remotely using a web browser. In this instance clients can sign right on their computers using only their mouse and agree to a contract. They can also agree to have their credit/debit cards accessed over the Internet for e-commerce purchases, on-line gambling purposes and other activities requiring a persons' signature to approve an action. Accelerate transaction cycles for your lease and finance documents with electronic signatures that are legal tender.
Compliance. Comply with the Federal Trade Commission (FTC) opinion and the Title V privacy provisions of the Gramm-Leach-Bliley (GLB) Bill of 1999. Obtain written authorization for pulling consumer credit reports in a commercial transaction within a few seconds. SOX, FFIEC, data breech laws and other laws and regulations can be handled with our solutions.
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